Call reports 2007
FARMERS STATE BANK OF HOFFMAN — 2007
What FARMERS STATE BANK OF HOFFMAN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 20,400,000 | 20,833,000 | 21,368,000 | 22,224,000 |
| Total loans | 10,654,000 | 10,237,000 | 10,434,000 | 10,042,000 |
| Allowance for loan losses | 92,000 | 92,000 | 72,000 | 82,000 |
| Securities available for sale | 8,260,000 | 8,938,000 | 9,671,000 | 9,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,261,000 | 16,484,000 | 16,368,000 | 17,798,000 |
| Interest-bearing deposits | 13,864,000 | 14,084,000 | 13,451,000 | 13,953,000 |
| Noninterest-bearing deposits | 2,397,000 | 2,400,000 | 2,917,000 | 3,845,000 |
| Equity capital | 2,516,000 | 2,523,000 | 2,603,000 | 2,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 321,000 | 652,000 | 993,000 | 1,338,000 |
| Interest expense | 125,000 | 257,000 | 395,000 | 535,000 |
| Net interest income | 196,000 | 395,000 | 598,000 | 803,000 |
| Noninterest income | 18,000 | 40,000 | 59,000 | 76,000 |
| Noninterest expense | 130,000 | 266,000 | 386,000 | 525,000 |
| Provision for loan losses | 315,000 | 315,000 | 315,000 | 315,000 |
| Pretax income | -231,000 | -146,000 | -44,000 | 39,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -231,000 | -146,000 | -44,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,491,000 | 2,577,000 | 2,584,000 | 2,667,000 |
| Total capital | 2,583,000 | 2,669,000 | 2,656,000 | 2,749,000 |
| Risk-weighted assets | 14,482,000 | 14,481,000 | 14,885,000 | 14,690,000 |