Call reports 2006
FARMERS STATE BANK OF HOFFMAN — 2006
What FARMERS STATE BANK OF HOFFMAN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 21,372,000 | 21,071,000 | 20,821,000 | 21,477,000 |
| Total loans | 11,342,000 | 11,822,000 | 11,039,000 | 11,001,000 |
| Allowance for loan losses | 130,000 | 139,000 | 128,000 | 91,000 |
| Securities available for sale | 8,838,000 | 8,240,000 | 8,516,000 | 8,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,628,000 | 16,568,000 | 16,014,000 | 16,943,000 |
| Interest-bearing deposits | 13,998,000 | 13,951,000 | 13,642,000 | 13,500,000 |
| Noninterest-bearing deposits | 2,630,000 | 2,616,000 | 2,372,000 | 3,442,000 |
| Equity capital | 2,638,000 | 2,548,000 | 2,718,000 | 2,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 313,000 | 638,000 | 969,000 | 1,290,000 |
| Interest expense | 110,000 | 231,000 | 355,000 | 480,000 |
| Net interest income | 203,000 | 407,000 | 614,000 | 810,000 |
| Noninterest income | 15,000 | 34,000 | 54,000 | 75,000 |
| Noninterest expense | 147,000 | 280,000 | 420,000 | 573,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 96,000 |
| Pretax income | 62,000 | 143,000 | 221,000 | 216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 143,000 | 221,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,699,000 | 2,688,000 | 2,726,000 | 2,722,000 |
| Total capital | 2,829,000 | 2,827,000 | 2,854,000 | 2,813,000 |
| Risk-weighted assets | 15,491,000 | 15,725,000 | 15,074,000 | 15,142,000 |