Call reports 2005
FARMERS STATE BANK OF HOFFMAN — 2005
What FARMERS STATE BANK OF HOFFMAN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 23,248,000 | 23,029,000 | 22,668,000 | 22,176,000 |
| Total loans | 11,382,000 | 12,328,000 | 12,080,000 | 11,797,000 |
| Allowance for loan losses | 140,000 | 149,000 | 149,000 | 112,000 |
| Securities available for sale | 9,156,000 | 9,010,000 | 8,660,000 | 7,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,499,000 | 18,264,000 | 17,980,000 | 17,466,000 |
| Interest-bearing deposits | 15,911,000 | 15,769,000 | 15,069,000 | 14,135,000 |
| Noninterest-bearing deposits | 2,587,000 | 2,495,000 | 2,912,000 | 3,331,000 |
| Equity capital | 2,514,000 | 2,601,000 | 2,607,000 | 2,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 307,000 | 614,000 | 918,000 | 1,241,000 |
| Interest expense | 106,000 | 215,000 | 328,000 | 435,000 |
| Net interest income | 201,000 | 399,000 | 590,000 | 806,000 |
| Noninterest income | 17,000 | 46,000 | 53,000 | 73,000 |
| Noninterest expense | 137,000 | 289,000 | 417,000 | 573,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 72,000 | 138,000 | 199,000 | 270,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 138,000 | 199,000 | 270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,536,000 | 2,528,000 | 2,590,000 | 2,660,000 |
| Total capital | 2,676,000 | 2,677,000 | 2,739,000 | 2,772,000 |
| Risk-weighted assets | 15,923,000 | 16,549,000 | 16,289,000 | 15,722,000 |