Call reports 2004
FARMERS STATE BANK OF HOFFMAN — 2004
What FARMERS STATE BANK OF HOFFMAN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 22,255,000 | 22,785,000 | 24,443,000 | 24,151,000 |
| Total loans | 11,526,000 | 12,232,000 | 12,971,000 | 12,233,000 |
| Allowance for loan losses | 132,000 | 139,000 | 148,000 | 131,000 |
| Securities available for sale | 9,443,000 | 9,345,000 | 10,001,000 | 9,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,797,000 | 17,736,000 | 18,281,000 | 18,938,000 |
| Interest-bearing deposits | 15,487,000 | 15,673,000 | 15,613,000 | 15,220,000 |
| Noninterest-bearing deposits | 2,310,000 | 2,063,000 | 2,668,000 | 3,719,000 |
| Equity capital | 2,784,000 | 2,630,000 | 2,782,000 | 2,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 310,000 | 626,000 | 952,000 | 1,249,000 |
| Interest expense | 102,000 | 204,000 | 309,000 | 420,000 |
| Net interest income | 208,000 | 422,000 | 643,000 | 829,000 |
| Noninterest income | 15,000 | 41,000 | 64,000 | 93,000 |
| Noninterest expense | 143,000 | 286,000 | 419,000 | 585,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 69,000 |
| Pretax income | 83,000 | 171,000 | 273,000 | 280,000 |
| Income tax | 0 | -2,000 | -3,000 | -3,000 |
| Net income | 83,000 | 173,000 | 276,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,546,000 | 2,633,000 | 2,653,000 | 2,660,000 |
| Total capital | 2,678,000 | 2,772,000 | 2,801,000 | 2,791,000 |
| Risk-weighted assets | 15,306,000 | 16,192,000 | 17,157,000 | 16,399,000 |