Call reports 2002
FARMERS STATE BANK OF HOFFMAN — 2002
What FARMERS STATE BANK OF HOFFMAN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 22,114,000 | 21,592,000 | 22,751,000 | 21,742,000 |
| Total loans | 11,673,000 | 12,295,000 | 12,201,000 | 11,834,000 |
| Allowance for loan losses | 145,000 | 152,000 | 161,000 | 168,000 |
| Securities available for sale | 8,222,000 | 7,934,000 | 7,620,000 | 7,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,185,000 | 16,684,000 | 16,578,000 | 16,585,000 |
| Interest-bearing deposits | 15,071,000 | 14,579,000 | 14,390,000 | 14,030,000 |
| Noninterest-bearing deposits | 2,114,000 | 2,105,000 | 2,188,000 | 2,555,000 |
| Equity capital | 2,491,000 | 2,691,000 | 2,810,000 | 2,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 375,000 | 740,000 | 1,081,000 | 1,428,000 |
| Interest expense | 170,000 | 326,000 | 469,000 | 605,000 |
| Net interest income | 205,000 | 414,000 | 612,000 | 823,000 |
| Noninterest income | 21,000 | 44,000 | 63,000 | 87,000 |
| Noninterest expense | 160,000 | 315,000 | 471,000 | 601,000 |
| Provision for loan losses | 2,000 | 8,000 | 14,000 | 20,000 |
| Pretax income | 66,000 | 137,000 | 192,000 | 291,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 65,000 | 136,000 | 191,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,427,000 | 2,429,000 | 2,453,000 | 2,552,000 |
| Total capital | 2,572,000 | 2,581,000 | 2,614,000 | 2,720,000 |
| Risk-weighted assets | 13,850,000 | 13,982,000 | 14,890,000 | 14,310,000 |