Call reports 2015
JOURDANTON STATE BANK — 2015
What JOURDANTON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 182,826,000 | 166,191,000 | 169,775,000 | 171,558,000 |
| Total loans | 29,638,000 | 29,002,000 | 28,339,000 | 27,418,000 |
| Allowance for loan losses | 294,000 | 296,000 | 282,000 | 271,000 |
| Securities available for sale | 122,277,000 | 114,062,000 | 116,622,000 | 119,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,272,000 | 146,024,000 | 148,667,000 | 151,246,000 |
| Interest-bearing deposits | 89,603,000 | 83,076,000 | 83,562,000 | 85,480,000 |
| Noninterest-bearing deposits | 72,669,000 | 62,948,000 | 65,105,000 | 65,766,000 |
| Equity capital | 18,621,000 | 18,173,000 | 19,030,000 | 18,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,049,000 | 3,045,000 | 4,038,000 |
| Interest expense | 13,000 | 26,000 | 40,000 | 53,000 |
| Net interest income | 1,014,000 | 2,023,000 | 3,005,000 | 3,985,000 |
| Noninterest income | 446,000 | 917,000 | 1,345,000 | 1,825,000 |
| Noninterest expense | 1,098,000 | 2,252,000 | 3,329,000 | 4,553,000 |
| Provision for loan losses | 0 | 0 | 36,000 | 36,000 |
| Pretax income | 362,000 | 720,000 | 1,017,000 | 1,556,000 |
| Income tax | 86,000 | 157,000 | 233,000 | 393,000 |
| Net income | 276,000 | 563,000 | 784,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,691,000 | 17,983,000 | 18,209,000 | 18,388,000 |
| Total capital | 17,985,000 | 18,279,000 | 18,491,000 | 18,659,000 |
| Risk-weighted assets | 66,372,000 | 65,234,000 | 61,569,000 | 65,237,000 |