Call reports 2014
JOURDANTON STATE BANK — 2014
What JOURDANTON STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 169,022,000 | 166,554,000 | 168,407,000 | 177,151,000 |
| Total loans | 32,225,000 | 30,151,000 | 30,921,000 | 30,270,000 |
| Allowance for loan losses | 261,000 | 300,000 | 287,000 | 291,000 |
| Securities available for sale | 104,386,000 | 105,215,000 | 107,639,000 | 111,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,541,000 | 147,879,000 | 149,173,000 | 157,510,000 |
| Interest-bearing deposits | 88,966,000 | 81,281,000 | 82,669,000 | 87,832,000 |
| Noninterest-bearing deposits | 62,575,000 | 66,598,000 | 66,504,000 | 69,678,000 |
| Equity capital | 15,965,000 | 16,833,000 | 17,246,000 | 17,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,042,000 | 3,072,000 | 4,094,000 |
| Interest expense | 13,000 | 26,000 | 39,000 | 53,000 |
| Net interest income | 996,000 | 2,016,000 | 3,033,000 | 4,041,000 |
| Noninterest income | 490,000 | 1,001,000 | 1,480,000 | 1,961,000 |
| Noninterest expense | 1,131,000 | 2,250,000 | 3,337,000 | 4,416,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 355,000 | 767,000 | 1,176,000 | 1,584,000 |
| Income tax | 78,000 | 176,000 | 274,000 | 369,000 |
| Net income | 277,000 | 591,000 | 902,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,542,000 | 16,871,000 | 17,197,000 | 17,302,000 |
| Total capital | 16,803,000 | 17,171,000 | 17,484,000 | 17,593,000 |
| Risk-weighted assets | 66,636,000 | 64,463,000 | 65,558,000 | 65,134,000 |