Call reports 2013
JOURDANTON STATE BANK — 2013
What JOURDANTON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 158,079,000 | 145,688,000 | 145,536,000 | 153,751,000 |
| Total loans | 31,104,000 | 32,387,000 | 31,749,000 | 32,323,000 |
| Allowance for loan losses | 199,000 | 202,000 | 197,000 | 303,000 |
| Securities available for sale | 96,245,000 | 90,945,000 | 93,932,000 | 99,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,585,000 | 128,058,000 | 128,205,000 | 136,638,000 |
| Interest-bearing deposits | 83,584,000 | 76,312,000 | 78,996,000 | 80,967,000 |
| Noninterest-bearing deposits | 56,001,000 | 51,746,000 | 49,209,000 | 55,671,000 |
| Equity capital | 17,087,000 | 16,082,000 | 15,694,000 | 15,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 986,000 | 1,964,000 | 2,965,000 | 3,951,000 |
| Interest expense | 14,000 | 27,000 | 40,000 | 54,000 |
| Net interest income | 972,000 | 1,937,000 | 2,925,000 | 3,897,000 |
| Noninterest income | 539,000 | 1,046,000 | 1,535,000 | 2,120,000 |
| Noninterest expense | 1,230,000 | 2,408,000 | 3,586,000 | 4,764,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 281,000 | 605,000 | 909,000 | 1,188,000 |
| Income tax | 39,000 | 95,000 | 151,000 | 191,000 |
| Net income | 242,000 | 510,000 | 758,000 | 997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,673,000 | 15,957,000 | 16,219,000 | 16,250,000 |
| Total capital | 15,872,000 | 16,159,000 | 16,416,000 | 16,553,000 |
| Risk-weighted assets | 63,604,000 | 61,569,000 | 61,202,000 | 63,271,000 |