Call reports 2012
JOURDANTON STATE BANK — 2012
What JOURDANTON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 123,892,000 | 124,545,000 | 131,947,000 | 151,626,000 |
| Total loans | 28,632,000 | 30,322,000 | 30,192,000 | 31,350,000 |
| Allowance for loan losses | 475,000 | 180,000 | 195,000 | 196,000 |
| Securities available for sale | 65,559,000 | 65,822,000 | 75,971,000 | 81,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,532,000 | 106,433,000 | 113,548,000 | 133,313,000 |
| Interest-bearing deposits | 59,767,000 | 59,997,000 | 62,696,000 | 79,948,000 |
| Noninterest-bearing deposits | 46,765,000 | 46,436,000 | 50,852,000 | 53,366,000 |
| Equity capital | 16,297,000 | 16,772,000 | 16,952,000 | 16,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 1,885,000 | 2,865,000 | 3,883,000 |
| Interest expense | 15,000 | 29,000 | 44,000 | 58,000 |
| Net interest income | 926,000 | 1,856,000 | 2,821,000 | 3,825,000 |
| Noninterest income | 483,000 | 997,000 | 1,494,000 | 2,041,000 |
| Noninterest expense | 1,218,000 | 2,421,000 | 3,604,000 | 4,779,000 |
| Provision for loan losses | 50,000 | 75,000 | 145,000 | 206,000 |
| Pretax income | 141,000 | 357,000 | 566,000 | 881,000 |
| Income tax | -14,000 | -9,000 | 1,000 | 42,000 |
| Net income | 155,000 | 366,000 | 565,000 | 839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,911,000 | 15,137,000 | 15,350,000 | 15,416,000 |
| Total capital | 15,386,000 | 15,317,000 | 15,545,000 | 15,612,000 |
| Risk-weighted assets | 55,763,000 | 56,338,000 | 57,462,000 | 62,701,000 |