Call reports 2011
JOURDANTON STATE BANK — 2011
What JOURDANTON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 104,873,000 | 103,071,000 | 106,347,000 | 113,901,000 |
| Total loans | 28,846,000 | 27,637,000 | 27,703,000 | 29,894,000 |
| Allowance for loan losses | 230,000 | 214,000 | 220,000 | 412,000 |
| Securities available for sale | 50,222,000 | 52,495,000 | 54,023,000 | 61,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,921,000 | 85,712,000 | 88,245,000 | 96,054,000 |
| Interest-bearing deposits | 53,399,000 | 49,120,000 | 51,765,000 | 54,524,000 |
| Noninterest-bearing deposits | 34,522,000 | 36,592,000 | 36,480,000 | 41,530,000 |
| Equity capital | 15,840,000 | 16,159,000 | 16,641,000 | 16,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,787,000 | 2,726,000 | 3,634,000 |
| Interest expense | 38,000 | 71,000 | 102,000 | 122,000 |
| Net interest income | 862,000 | 1,716,000 | 2,624,000 | 3,512,000 |
| Noninterest income | 473,000 | 982,000 | 1,440,000 | 1,954,000 |
| Noninterest expense | 1,187,000 | 2,369,000 | 3,539,000 | 4,711,000 |
| Provision for loan losses | -3,000 | -6,000 | -6,000 | 204,000 |
| Pretax income | 151,000 | 335,000 | 531,000 | 551,000 |
| Income tax | -18,000 | -23,000 | -21,000 | -86,000 |
| Net income | 169,000 | 358,000 | 552,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,452,000 | 14,656,000 | 14,865,000 | 14,741,000 |
| Total capital | 14,682,000 | 14,870,000 | 15,085,000 | 15,153,000 |
| Risk-weighted assets | 48,919,000 | 49,648,000 | 49,103,000 | 53,738,000 |