Call reports 2010
JOURDANTON STATE BANK — 2010
What JOURDANTON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 92,194,000 | 94,547,000 | 93,561,000 | 96,956,000 |
| Total loans | 29,485,000 | 27,504,000 | 28,160,000 | 29,073,000 |
| Allowance for loan losses | 373,000 | 238,000 | 149,000 | 227,000 |
| Securities available for sale | 31,814,000 | 37,770,000 | 40,091,000 | 43,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,507,000 | 77,298,000 | 75,402,000 | 79,640,000 |
| Interest-bearing deposits | 49,064,000 | 47,088,000 | 48,661,000 | 48,768,000 |
| Noninterest-bearing deposits | 26,443,000 | 30,210,000 | 26,741,000 | 30,872,000 |
| Equity capital | 15,191,000 | 15,675,000 | 16,330,000 | 15,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,852,000 | 2,759,000 | 3,668,000 |
| Interest expense | 73,000 | 129,000 | 180,000 | 228,000 |
| Net interest income | 874,000 | 1,723,000 | 2,579,000 | 3,440,000 |
| Noninterest income | 562,000 | 1,609,000 | 2,318,000 | 2,800,000 |
| Noninterest expense | 1,231,000 | 2,422,000 | 3,599,000 | 4,822,000 |
| Provision for loan losses | 7,000 | 14,000 | 21,000 | 100,000 |
| Pretax income | 198,000 | 896,000 | 1,277,000 | 1,318,000 |
| Income tax | 3,000 | 170,000 | 227,000 | 167,000 |
| Net income | 195,000 | 726,000 | 1,050,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,565,000 | 14,113,000 | 14,448,000 | 14,267,000 |
| Total capital | 13,938,000 | 14,351,000 | 14,597,000 | 14,494,000 |
| Risk-weighted assets | 47,792,000 | 46,933,000 | 46,770,000 | 47,897,000 |