Call reports 2006
JOURDANTON STATE BANK — 2006
What JOURDANTON STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 94,741,000 | 88,108,000 | 87,731,000 | 89,869,000 |
| Total loans | 26,880,000 | 28,058,000 | 27,784,000 | 29,703,000 |
| Allowance for loan losses | 295,000 | 322,000 | 363,000 | 400,000 |
| Securities available for sale | 42,094,000 | 45,001,000 | 44,265,000 | 41,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,257,000 | 73,490,000 | 72,498,000 | 74,285,000 |
| Interest-bearing deposits | 56,236,000 | 48,413,000 | 49,446,000 | 48,437,000 |
| Noninterest-bearing deposits | 24,021,000 | 25,077,000 | 23,052,000 | 25,848,000 |
| Equity capital | 13,987,000 | 14,003,000 | 14,421,000 | 14,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,230,000 | 3,435,000 | 4,646,000 |
| Interest expense | 172,000 | 376,000 | 594,000 | 825,000 |
| Net interest income | 883,000 | 1,854,000 | 2,841,000 | 3,821,000 |
| Noninterest income | 349,000 | 792,000 | 1,252,000 | 1,742,000 |
| Noninterest expense | 1,024,000 | 2,133,000 | 3,313,000 | 4,462,000 |
| Provision for loan losses | 29,000 | 62,000 | 88,000 | 122,000 |
| Pretax income | 179,000 | 451,000 | 692,000 | 977,000 |
| Income tax | 15,000 | 62,000 | 103,000 | 160,000 |
| Net income | 164,000 | 389,000 | 589,000 | 817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,507,000 | 13,715,000 | 13,950,000 | 13,734,000 |
| Total capital | 13,802,000 | 14,037,000 | 14,313,000 | 14,134,000 |
| Risk-weighted assets | 44,583,000 | 43,617,000 | 43,465,000 | 44,958,000 |