Call reports 2002
JOURDANTON STATE BANK — 2002
What JOURDANTON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 77,899,000 | 76,960,000 | 77,941,000 | 77,778,000 |
| Total loans | 31,708,000 | 31,317,000 | 29,942,000 | 29,172,000 |
| Allowance for loan losses | 368,000 | 403,000 | 441,000 | 296,000 |
| Securities available for sale | 26,099,000 | 31,799,000 | 33,396,000 | 34,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,980,000 | 62,202,000 | 62,387,000 | 62,630,000 |
| Interest-bearing deposits | 49,012,000 | 47,858,000 | 46,380,000 | 47,087,000 |
| Noninterest-bearing deposits | 14,968,000 | 14,344,000 | 16,007,000 | 15,543,000 |
| Equity capital | 13,608,000 | 14,015,000 | 14,499,000 | 14,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,158,000 | 3,191,000 | 4,254,000 |
| Interest expense | 246,000 | 478,000 | 670,000 | 843,000 |
| Net interest income | 814,000 | 1,680,000 | 2,521,000 | 3,411,000 |
| Noninterest income | 211,000 | 410,000 | 644,000 | 888,000 |
| Noninterest expense | 799,000 | 1,631,000 | 2,454,000 | 3,208,000 |
| Provision for loan losses | 33,000 | 64,000 | 104,000 | 302,000 |
| Pretax income | 193,000 | 395,000 | 607,000 | 887,000 |
| Income tax | 34,000 | 70,000 | 108,000 | 169,000 |
| Net income | 159,000 | 325,000 | 499,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,354,000 | 13,521,000 | 13,695,000 | 13,563,000 |
| Total capital | 13,722,000 | 13,924,000 | 14,136,000 | 13,859,000 |
| Risk-weighted assets | 45,360,000 | 44,834,000 | 45,205,000 | 42,959,000 |