Call reports 2001
JOURDANTON STATE BANK — 2001
What JOURDANTON STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 69,868,000 | 68,781,000 | 76,367,000 | 77,407,000 |
| Total loans | 31,130,000 | 32,930,000 | 33,395,000 | 34,328,000 |
| Allowance for loan losses | 321,000 | 339,000 | 363,000 | 351,000 |
| Securities available for sale | 26,975,000 | 25,167,000 | 25,928,000 | 24,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,119,000 | 54,609,000 | 61,682,000 | 63,183,000 |
| Interest-bearing deposits | 41,412,000 | 41,168,000 | 43,510,000 | 47,339,000 |
| Noninterest-bearing deposits | 14,707,000 | 13,441,000 | 18,172,000 | 15,844,000 |
| Equity capital | 13,278,000 | 13,502,000 | 13,815,000 | 13,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,264,000 | 2,503,000 | 3,688,000 | 4,846,000 |
| Interest expense | 396,000 | 748,000 | 1,062,000 | 1,358,000 |
| Net interest income | 868,000 | 1,755,000 | 2,626,000 | 3,488,000 |
| Noninterest income | 162,000 | 347,000 | 526,000 | 732,000 |
| Noninterest expense | 763,000 | 1,556,000 | 2,418,000 | 3,122,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 151,000 |
| Pretax income | 243,000 | 498,000 | 662,000 | 1,025,000 |
| Income tax | 51,000 | 107,000 | 133,000 | 226,000 |
| Net income | 192,000 | 391,000 | 529,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,939,000 | 13,138,000 | 13,277,000 | 13,196,000 |
| Total capital | 13,260,000 | 13,477,000 | 13,640,000 | 13,547,000 |
| Risk-weighted assets | 41,352,000 | 41,788,000 | 44,559,000 | 46,997,000 |