Call reports 2021
JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION — 2021
What JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 40,743,000 | 41,082,000 | 41,335,000 | 39,300,000 |
| Total loans | 14,510,000 | 15,054,000 | 14,557,000 | 14,550,000 |
| Allowance for loan losses | 281,000 | 281,000 | 281,000 | 281,000 |
| Securities available for sale | 21,572,000 | 21,106,000 | 22,191,000 | 20,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,422,000 | 28,595,000 | 28,994,000 | 28,985,000 |
| Interest-bearing deposits | 28,227,000 | 26,856,000 | 27,136,000 | 27,607,000 |
| Noninterest-bearing deposits | 1,195,000 | 1,739,000 | 1,858,000 | 1,378,000 |
| Equity capital | 8,982,000 | 9,122,000 | 8,956,000 | 8,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 273,000 | 546,000 | 814,000 | 1,082,000 |
| Interest expense | 82,000 | 159,000 | 233,000 | 303,000 |
| Net interest income | 191,000 | 387,000 | 581,000 | 779,000 |
| Noninterest income | 40,000 | 65,000 | 123,000 | 178,000 |
| Noninterest expense | 231,000 | 462,000 | 713,000 | 935,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,000 | 21,000 | 20,000 | 65,000 |
| Income tax | -19,000 | -25,000 | 12,000 | 13,000 |
| Net income | 22,000 | 46,000 | 8,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,036,000 | 9,065,000 | 9,028,000 | 9,073,000 |
| Total capital | 9,318,000 | 9,346,000 | 9,309,000 | 9,354,000 |
| Risk-weighted assets | 22,699,000 | 22,526,000 | 22,603,000 | 22,578,000 |