Call reports 2020
JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION — 2020
What JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 36,720,000 | 38,145,000 | 39,172,000 | 41,016,000 |
| Total loans | 17,333,000 | 17,437,000 | 17,362,000 | 16,213,000 |
| Allowance for loan losses | 283,000 | 283,000 | 283,000 | 283,000 |
| Securities available for sale | 14,519,000 | 15,587,000 | 16,137,000 | 18,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,220,000 | 26,027,000 | 27,494,000 | 29,343,000 |
| Interest-bearing deposits | 24,309,000 | 25,039,000 | 26,383,000 | 28,371,000 |
| Noninterest-bearing deposits | 911,000 | 988,000 | 1,111,000 | 972,000 |
| Equity capital | 9,123,000 | 9,250,000 | 9,305,000 | 9,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 313,000 | 613,000 | 926,000 | 1,222,000 |
| Interest expense | 100,000 | 188,000 | 279,000 | 368,000 |
| Net interest income | 213,000 | 425,000 | 647,000 | 854,000 |
| Noninterest income | 42,000 | 68,000 | 86,000 | 106,000 |
| Noninterest expense | 218,000 | 439,000 | 680,000 | 902,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 54,000 | 53,000 | 61,000 |
| Income tax | -8,000 | -16,000 | -73,000 | -85,000 |
| Net income | 45,000 | 70,000 | 126,000 | 146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,919,000 | 8,944,000 | 9,004,000 | 9,017,000 |
| Total capital | 9,202,000 | 9,227,000 | 9,287,000 | 9,300,000 |
| Risk-weighted assets | 22,697,000 | 22,670,000 | 22,600,000 | 22,585,000 |