Call reports 2019
JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION — 2019
What JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 38,352,000 | 37,862,000 | 37,062,000 | 37,155,000 |
| Total loans | 17,954,000 | 17,804,000 | 17,718,000 | 17,529,000 |
| Allowance for loan losses | 283,000 | 283,000 | 283,000 | 283,000 |
| Securities available for sale | 15,090,000 | 15,014,000 | 14,588,000 | 14,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,081,000 | 24,753,000 | 24,457,000 | 24,806,000 |
| Interest-bearing deposits | 24,081,000 | 23,903,000 | 23,602,000 | 23,895,000 |
| Noninterest-bearing deposits | 1,000,000 | 850,000 | 855,000 | 911,000 |
| Equity capital | 8,779,000 | 8,972,000 | 9,050,000 | 8,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 727,000 | 1,047,000 | 1,359,000 |
| Interest expense | 114,000 | 234,000 | 353,000 | 461,000 |
| Net interest income | 208,000 | 493,000 | 694,000 | 898,000 |
| Noninterest income | 37,000 | 56,000 | 79,000 | 98,000 |
| Noninterest expense | 222,000 | 459,000 | 683,000 | 893,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 90,000 | 90,000 | 103,000 |
| Income tax | -14,000 | -10,000 | -25,000 | 37,000 |
| Net income | 37,000 | 100,000 | 115,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,846,000 | 8,908,000 | 8,923,000 | 8,874,000 |
| Total capital | 9,129,000 | 9,191,000 | 9,206,000 | 9,157,000 |
| Risk-weighted assets | 22,493,000 | 22,622,000 | 22,551,000 | 22,668,000 |