Call reports 2018
JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION — 2018
What JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 39,199,000 | 38,874,000 | 39,153,000 | 38,504,000 |
| Total loans | 17,162,000 | 17,375,000 | 17,885,000 | 17,715,000 |
| Allowance for loan losses | 276,000 | 277,000 | 277,000 | 283,000 |
| Securities available for sale | 16,576,000 | 16,501,000 | 16,085,000 | 16,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,806,000 | 26,543,000 | 25,806,000 | 24,939,000 |
| Interest-bearing deposits | 25,886,000 | 25,563,000 | 24,933,000 | 24,187,000 |
| Noninterest-bearing deposits | 920,000 | 980,000 | 873,000 | 752,000 |
| Equity capital | 8,469,000 | 8,395,000 | 8,315,000 | 8,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 612,000 | 921,000 | 1,253,000 |
| Interest expense | 96,000 | 194,000 | 302,000 | 417,000 |
| Net interest income | 237,000 | 418,000 | 619,000 | 836,000 |
| Noninterest income | 35,000 | 55,000 | 78,000 | 98,000 |
| Noninterest expense | 207,000 | 430,000 | 658,000 | 867,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 65,000 | 43,000 | 39,000 | 62,000 |
| Income tax | -2,000 | -10,000 | -43,000 | -99,000 |
| Net income | 67,000 | 53,000 | 82,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,715,000 | 8,701,000 | 8,729,000 | 8,808,000 |
| Total capital | 8,991,000 | 8,978,000 | 9,006,000 | 9,091,000 |
| Risk-weighted assets | 21,944,000 | 22,263,000 | 22,000,000 | 22,482,000 |