Call reports 2017
JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION — 2017
What JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 39,007,000 | 38,693,000 | 38,894,000 | 39,464,000 |
| Total loans | 17,533,000 | 17,681,000 | 17,655,000 | 17,587,000 |
| Allowance for loan losses | 204,000 | 251,000 | 255,000 | 276,000 |
| Securities available for sale | 15,984,000 | 15,871,000 | 15,588,000 | 16,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,734,000 | 26,175,000 | 26,338,000 | 26,881,000 |
| Interest-bearing deposits | 25,786,000 | 25,352,000 | 25,456,000 | 26,006,000 |
| Noninterest-bearing deposits | 948,000 | 823,000 | 882,000 | 875,000 |
| Equity capital | 8,555,000 | 8,647,000 | 8,667,000 | 8,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 338,000 | 679,000 | 1,015,000 | 1,350,000 |
| Interest expense | 81,000 | 167,000 | 256,000 | 349,000 |
| Net interest income | 257,000 | 512,000 | 759,000 | 1,001,000 |
| Noninterest income | 39,000 | 77,000 | 100,000 | 120,000 |
| Noninterest expense | 227,000 | 481,000 | 740,000 | 1,015,000 |
| Provision for loan losses | 29,000 | 36,000 | 36,000 | 57,000 |
| Pretax income | 155,000 | 187,000 | 201,000 | 274,000 |
| Income tax | 31,000 | 23,000 | 4,000 | 67,000 |
| Net income | 124,000 | 164,000 | 197,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,564,000 | 8,604,000 | 8,637,000 | 8,647,000 |
| Total capital | 8,768,000 | 8,855,000 | 8,892,000 | 8,923,000 |
| Risk-weighted assets | 21,131,000 | 21,362,000 | 21,227,000 | 22,042,000 |