Call reports 2016
JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION — 2016
What JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,543,000 | 38,486,000 | 38,619,000 | 38,662,000 |
| Total loans | 17,971,000 | 17,962,000 | 17,861,000 | 17,500,000 |
| Allowance for loan losses | 184,000 | 190,000 | 205,000 | 210,000 |
| Securities available for sale | 16,366,000 | 16,270,000 | 15,736,000 | 15,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,209,000 | 25,948,000 | 26,116,000 | 26,462,000 |
| Interest-bearing deposits | 25,525,000 | 25,261,000 | 25,431,000 | 25,824,000 |
| Noninterest-bearing deposits | 684,000 | 687,000 | 685,000 | 638,000 |
| Equity capital | 8,638,000 | 8,802,000 | 8,777,000 | 8,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 713,000 | 1,054,000 | 1,385,000 |
| Interest expense | 73,000 | 146,000 | 223,000 | 300,000 |
| Net interest income | 286,000 | 567,000 | 831,000 | 1,085,000 |
| Noninterest income | 38,000 | 56,000 | 75,000 | 93,000 |
| Noninterest expense | 217,000 | 447,000 | 694,000 | 939,000 |
| Provision for loan losses | 24,000 | 30,000 | 45,000 | 94,000 |
| Pretax income | 83,000 | 146,000 | 167,000 | 259,000 |
| Income tax | 11,000 | 14,000 | 5,000 | 14,000 |
| Net income | 72,000 | 132,000 | 162,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,267,000 | 8,328,000 | 8,357,000 | 8,440,000 |
| Total capital | 8,451,000 | 8,518,000 | 8,562,000 | 8,650,000 |
| Risk-weighted assets | 20,035,000 | 20,012,000 | 20,324,000 | 20,810,000 |