Call reports 2015
JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION — 2015
What JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 38,658,000 | 39,165,000 | 39,175,000 | 38,693,000 |
| Total loans | 17,689,000 | 17,774,000 | 17,456,000 | 17,965,000 |
| Allowance for loan losses | 315,000 | 250,000 | 250,000 | 160,000 |
| Securities available for sale | 15,796,000 | 16,700,000 | 17,412,000 | 16,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,602,000 | 27,291,000 | 27,106,000 | 26,549,000 |
| Interest-bearing deposits | 26,057,000 | 26,778,000 | 26,491,000 | 25,969,000 |
| Noninterest-bearing deposits | 545,000 | 513,000 | 615,000 | 580,000 |
| Equity capital | 8,313,000 | 8,181,000 | 8,365,000 | 8,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 358,000 | 723,000 | 1,086,000 | 1,442,000 |
| Interest expense | 68,000 | 140,000 | 213,000 | 283,000 |
| Net interest income | 290,000 | 583,000 | 873,000 | 1,159,000 |
| Noninterest income | 48,000 | 65,000 | 83,000 | 106,000 |
| Noninterest expense | 209,000 | 418,000 | 656,000 | 893,000 |
| Provision for loan losses | 15,000 | 77,000 | 77,000 | 77,000 |
| Pretax income | 114,000 | 153,000 | 223,000 | 295,000 |
| Income tax | 22,000 | -13,000 | -10,000 | -52,000 |
| Net income | 92,000 | 166,000 | 233,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,941,000 | 8,014,000 | 8,082,000 | 8,196,000 |
| Total capital | 8,256,000 | 8,264,000 | 8,332,000 | 8,356,000 |
| Risk-weighted assets | 25,291,000 | 20,102,000 | 19,867,000 | 20,079,000 |