Call reports 2014
JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION — 2014
What JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 37,946,000 | 38,263,000 | 37,589,000 | 37,381,000 |
| Total loans | 16,329,000 | 16,762,000 | 17,113,000 | 17,099,000 |
| Allowance for loan losses | 283,000 | 293,000 | 300,000 | 300,000 |
| Securities available for sale | 16,693,000 | 17,210,000 | 16,656,000 | 15,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,612,000 | 26,652,000 | 25,776,000 | 25,517,000 |
| Interest-bearing deposits | 25,795,000 | 25,970,000 | 25,360,000 | 25,045,000 |
| Noninterest-bearing deposits | 817,000 | 682,000 | 416,000 | 472,000 |
| Equity capital | 7,675,000 | 7,933,000 | 8,015,000 | 8,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 755,000 | 1,126,000 | 1,492,000 |
| Interest expense | 74,000 | 145,000 | 216,000 | 283,000 |
| Net interest income | 307,000 | 610,000 | 910,000 | 1,209,000 |
| Noninterest income | 35,000 | 61,000 | 79,000 | 100,000 |
| Noninterest expense | 208,000 | 431,000 | 658,000 | 886,000 |
| Provision for loan losses | 15,000 | 25,000 | 32,000 | 32,000 |
| Pretax income | 119,000 | 215,000 | 299,000 | 378,000 |
| Income tax | 24,000 | 43,000 | 56,000 | 65,000 |
| Net income | 95,000 | 172,000 | 243,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,630,000 | 7,707,000 | 7,778,000 | 7,848,000 |
| Total capital | 7,913,000 | 8,000,000 | 8,078,000 | 8,148,000 |
| Risk-weighted assets | 22,661,000 | 23,389,000 | 23,929,000 | 24,043,000 |