Call reports 2013
JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION — 2013
What JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,376,000 | 36,827,000 | 36,531,000 | 36,913,000 |
| Total loans | 15,578,000 | 15,755,000 | 16,917,000 | 16,678,000 |
| Allowance for loan losses | 255,000 | 261,000 | 266,000 | 268,000 |
| Securities available for sale | 18,750,000 | 17,538,000 | 15,475,000 | 15,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,573,000 | 25,733,000 | 25,416,000 | 25,836,000 |
| Interest-bearing deposits | 26,114,000 | 25,028,000 | 24,802,000 | 25,181,000 |
| Noninterest-bearing deposits | 459,000 | 705,000 | 614,000 | 655,000 |
| Equity capital | 7,873,000 | 7,465,000 | 7,425,000 | 7,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 766,000 | 1,145,000 | 1,528,000 |
| Interest expense | 92,000 | 176,000 | 256,000 | 335,000 |
| Net interest income | 287,000 | 590,000 | 889,000 | 1,193,000 |
| Noninterest income | 40,000 | 59,000 | 90,000 | 107,000 |
| Noninterest expense | 212,000 | 438,000 | 707,000 | 897,000 |
| Provision for loan losses | 6,000 | 12,000 | 17,000 | 19,000 |
| Pretax income | 109,000 | 199,000 | 270,000 | 399,000 |
| Income tax | 15,000 | 27,000 | 33,000 | 112,000 |
| Net income | 94,000 | 172,000 | 237,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,341,000 | 7,418,000 | 7,484,000 | 7,533,000 |
| Total capital | 7,596,000 | 7,679,000 | 7,749,000 | 7,801,000 |
| Risk-weighted assets | 20,047,000 | 20,268,000 | 21,178,000 | 21,443,000 |