Call reports 2012
JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION — 2012
What JACKSON FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 37,772,000 | 38,132,000 | 38,090,000 | 37,704,000 |
| Total loans | 15,770,000 | 16,164,000 | 16,525,000 | 15,588,000 |
| Allowance for loan losses | 174,000 | 181,000 | 195,000 | 249,000 |
| Securities available for sale | 15,681,000 | 16,558,000 | 16,778,000 | 17,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,383,000 | 26,283,000 | 25,919,000 | 25,757,000 |
| Interest-bearing deposits | 25,900,000 | 25,954,000 | 25,405,000 | 25,444,000 |
| Noninterest-bearing deposits | 483,000 | 329,000 | 514,000 | 313,000 |
| Equity capital | 7,512,000 | 7,816,000 | 8,040,000 | 7,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 413,000 | 822,000 | 1,234,000 | 1,622,000 |
| Interest expense | 118,000 | 231,000 | 335,000 | 433,000 |
| Net interest income | 295,000 | 591,000 | 899,000 | 1,189,000 |
| Noninterest income | 37,000 | 60,000 | 77,000 | 91,000 |
| Noninterest expense | 210,000 | 434,000 | 657,000 | 909,000 |
| Provision for loan losses | 13,000 | 20,000 | 39,000 | 88,000 |
| Pretax income | 109,000 | 197,000 | 352,000 | 681,000 |
| Income tax | 15,000 | 25,000 | 64,000 | 192,000 |
| Net income | 94,000 | 172,000 | 288,000 | 489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,853,000 | 6,928,000 | 7,044,000 | 7,244,000 |
| Total capital | 7,027,000 | 7,109,000 | 7,239,000 | 7,493,000 |
| Risk-weighted assets | 19,004,000 | 18,326,000 | 18,616,000 | 19,140,000 |