Call reports 2025
MOUNTAINONE BANK — 2025
What MOUNTAINONE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 997,538,000 | 1,026,403,000 | 1,044,106,000 | 1,050,348,000 |
| Total loans | 751,334,000 | 775,679,000 | 790,749,000 | 794,682,000 |
| Allowance for loan losses | 7,601,000 | 8,158,000 | 8,181,000 | 8,274,000 |
| Securities available for sale | 134,161,000 | 134,066,000 | 136,667,000 | 139,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 753,627,000 | 776,619,000 | 790,659,000 | 780,509,000 |
| Interest-bearing deposits | 614,065,000 | 633,926,000 | 648,175,000 | 628,946,000 |
| Noninterest-bearing deposits | 139,563,000 | 142,693,000 | 142,483,000 | 151,564,000 |
| Equity capital | 154,726,000 | 158,609,000 | 163,001,000 | 165,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,462,000 | 25,557,000 | 39,258,000 | 52,867,000 |
| Interest expense | 4,707,000 | 9,446,000 | 14,322,000 | 18,877,000 |
| Net interest income | 7,755,000 | 16,111,000 | 24,936,000 | 33,990,000 |
| Noninterest income | 6,257,000 | 12,460,000 | 18,165,000 | 22,917,000 |
| Noninterest expense | 10,322,000 | 20,483,000 | 30,714,000 | 39,947,000 |
| Provision for loan losses | 723,000 | 1,343,000 | 1,223,000 | 1,396,000 |
| Pretax income | 3,181,000 | 7,289,000 | 11,590,000 | 15,950,000 |
| Income tax | 788,000 | 1,835,000 | 2,935,000 | 4,051,000 |
| Net income | 2,393,000 | 5,454,000 | 8,655,000 | 11,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,405,000 | 145,667,000 | 149,068,000 | 150,511,000 |
| Total capital | 151,414,000 | 154,904,000 | 158,446,000 | 160,022,000 |
| Risk-weighted assets | 846,038,000 | 868,028,000 | 896,982,000 | 904,947,000 |