Call reports 2024
MOUNTAINONE BANK — 2024
What MOUNTAINONE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,014,036,000 | 982,493,000 | 984,758,000 | 983,383,000 |
| Total loans | 763,492,000 | 746,641,000 | 714,719,000 | 740,214,000 |
| Allowance for loan losses | 8,707,000 | 8,423,000 | 7,856,000 | 7,672,000 |
| Securities available for sale | 135,303,000 | 134,164,000 | 136,774,000 | 134,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 764,370,000 | 761,603,000 | 760,031,000 | 759,784,000 |
| Interest-bearing deposits | 621,523,000 | 617,066,000 | 608,677,000 | 614,176,000 |
| Noninterest-bearing deposits | 142,847,000 | 144,537,000 | 151,353,000 | 145,609,000 |
| Equity capital | 144,754,000 | 145,191,000 | 150,865,000 | 150,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,663,000 | 25,569,000 | 38,181,000 | 50,737,000 |
| Interest expense | 5,065,000 | 10,094,000 | 15,119,000 | 19,949,000 |
| Net interest income | 7,598,000 | 15,475,000 | 23,062,000 | 30,788,000 |
| Noninterest income | 5,268,000 | 10,559,000 | 15,855,000 | 20,869,000 |
| Noninterest expense | 9,682,000 | 19,398,000 | 29,037,000 | 39,005,000 |
| Provision for loan losses | 315,000 | 480,000 | 130,000 | 470,000 |
| Pretax income | 2,739,000 | 5,965,000 | 9,519,000 | 11,950,000 |
| Income tax | 688,000 | 1,513,000 | 2,399,000 | 2,991,000 |
| Net income | 2,051,000 | 4,452,000 | 7,120,000 | 8,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,062,000 | 143,606,000 | 146,414,000 | 139,813,000 |
| Total capital | 153,288,000 | 153,609,000 | 155,890,000 | 149,107,000 |
| Risk-weighted assets | 868,405,000 | 853,257,000 | 811,650,000 | 839,778,000 |