Call reports 2023
MOUNTAINONE BANK — 2023
What MOUNTAINONE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 942,430,000 | 969,909,000 | 979,080,000 | 995,167,000 |
| Total loans | 705,665,000 | 736,408,000 | 736,451,000 | 756,698,000 |
| Allowance for loan losses | 9,171,000 | 9,158,000 | 8,918,000 | 9,014,000 |
| Securities available for sale | 140,438,000 | 136,492,000 | 132,918,000 | 135,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 705,390,000 | 719,455,000 | 760,506,000 | 723,776,000 |
| Interest-bearing deposits | 557,693,000 | 580,477,000 | 618,039,000 | 593,505,000 |
| Noninterest-bearing deposits | 147,698,000 | 138,978,000 | 142,468,000 | 130,271,000 |
| Equity capital | 135,934,000 | 136,918,000 | 137,035,000 | 143,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,343,000 | 23,101,000 | 35,426,000 | 47,835,000 |
| Interest expense | 2,834,000 | 6,610,000 | 10,808,000 | 15,418,000 |
| Net interest income | 8,509,000 | 16,491,000 | 24,618,000 | 32,417,000 |
| Noninterest income | 5,110,000 | 9,332,000 | 13,751,000 | 17,899,000 |
| Noninterest expense | 8,956,000 | 17,835,000 | 26,941,000 | 35,747,000 |
| Provision for loan losses | -250,000 | 100,000 | 375,000 | 875,000 |
| Pretax income | 4,883,000 | 8,303,000 | 11,566,000 | 14,232,000 |
| Income tax | 1,297,000 | 2,171,000 | 3,011,000 | 3,682,000 |
| Net income | 3,586,000 | 6,132,000 | 8,555,000 | 10,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,908,000 | 139,550,000 | 142,070,000 | 144,161,000 |
| Total capital | 147,407,000 | 150,055,000 | 152,401,000 | 154,563,000 |
| Risk-weighted assets | 839,336,000 | 840,332,000 | 837,779,000 | 856,790,000 |