Call reports 2022
MOUNTAINONE BANK — 2022
What MOUNTAINONE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 876,835,000 | 900,703,000 | 873,512,000 | 922,461,000 |
| Total loans | 628,767,000 | 649,610,000 | 652,616,000 | 688,712,000 |
| Allowance for loan losses | 13,830,000 | 13,821,000 | 13,734,000 | 12,007,000 |
| Securities available for sale | 132,388,000 | 143,542,000 | 139,283,000 | 140,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 727,168,000 | 751,756,000 | 707,319,000 | 710,269,000 |
| Interest-bearing deposits | 552,415,000 | 573,554,000 | 537,506,000 | 546,633,000 |
| Noninterest-bearing deposits | 174,753,000 | 178,202,000 | 169,813,000 | 163,637,000 |
| Equity capital | 127,836,000 | 127,158,000 | 125,240,000 | 129,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,361,000 | 15,411,000 | 25,109,000 | 35,885,000 |
| Interest expense | 585,000 | 1,174,000 | 2,132,000 | 4,023,000 |
| Net interest income | 6,776,000 | 14,237,000 | 22,977,000 | 31,862,000 |
| Noninterest income | 5,689,000 | 10,420,000 | 15,376,000 | 19,453,000 |
| Noninterest expense | 8,658,000 | 17,425,000 | 26,446,000 | 35,292,000 |
| Provision for loan losses | -400,000 | -400,000 | -1,100,000 | -2,100,000 |
| Pretax income | 4,207,000 | 7,632,000 | 13,007,000 | 18,123,000 |
| Income tax | 1,114,000 | 2,009,000 | 3,447,000 | 4,812,000 |
| Net income | 3,093,000 | 5,623,000 | 9,560,000 | 13,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,522,000 | 124,154,000 | 128,188,000 | 132,042,000 |
| Total capital | 130,742,000 | 134,065,000 | 138,076,000 | 142,256,000 |
| Risk-weighted assets | 732,724,000 | 788,729,000 | 786,964,000 | 815,077,000 |