Call reports 2021
MOUNTAINONE BANK — 2021
What MOUNTAINONE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 883,737,000 | 890,699,000 | 877,566,000 | 884,758,000 |
| Total loans | 705,001,000 | 674,324,000 | 645,403,000 | 641,063,000 |
| Allowance for loan losses | 16,194,000 | 16,328,000 | 16,331,000 | 13,923,000 |
| Securities available for sale | 80,953,000 | 81,561,000 | 79,186,000 | 100,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 736,518,000 | 739,650,000 | 727,797,000 | 731,865,000 |
| Interest-bearing deposits | 585,113,000 | 579,680,000 | 558,229,000 | 554,305,000 |
| Noninterest-bearing deposits | 151,405,000 | 159,971,000 | 169,568,000 | 177,560,000 |
| Equity capital | 120,173,000 | 123,537,000 | 125,549,000 | 128,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,940,000 | 15,794,000 | 23,360,000 | 30,810,000 |
| Interest expense | 899,000 | 1,680,000 | 2,365,000 | 2,982,000 |
| Net interest income | 7,041,000 | 14,114,000 | 20,995,000 | 27,828,000 |
| Noninterest income | 4,652,000 | 9,751,000 | 13,620,000 | 17,296,000 |
| Noninterest expense | 7,874,000 | 15,746,000 | 23,455,000 | 31,347,000 |
| Provision for loan losses | 150,000 | 200,000 | 200,000 | -2,150,000 |
| Pretax income | 3,669,000 | 7,919,000 | 10,960,000 | 15,927,000 |
| Income tax | 968,000 | 2,100,000 | 2,889,000 | 4,224,000 |
| Net income | 2,701,000 | 5,819,000 | 8,071,000 | 11,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,530,000 | 119,655,000 | 121,913,000 | 125,552,000 |
| Total capital | 125,197,000 | 128,329,000 | 130,495,000 | 134,343,000 |
| Risk-weighted assets | 685,533,000 | 685,993,000 | 678,587,000 | 697,934,000 |