Call reports 2020
MOUNTAINONE BANK — 2020
What MOUNTAINONE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 892,805,000 | 922,262,000 | 907,543,000 | 864,253,000 |
| Total loans | 704,475,000 | 730,327,000 | 720,365,000 | 698,307,000 |
| Allowance for loan losses | 10,728,000 | 13,057,000 | 15,019,000 | 16,777,000 |
| Securities available for sale | 99,982,000 | 93,499,000 | 88,811,000 | 84,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 661,382,000 | 739,746,000 | 754,920,000 | 710,602,000 |
| Interest-bearing deposits | 548,397,000 | 575,380,000 | 591,160,000 | 567,779,000 |
| Noninterest-bearing deposits | 112,985,000 | 164,366,000 | 163,760,000 | 142,823,000 |
| Equity capital | 115,186,000 | 116,161,000 | 117,071,000 | 118,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,750,000 | 18,645,000 | 27,036,000 | 35,390,000 |
| Interest expense | 2,276,000 | 3,880,000 | 5,214,000 | 6,348,000 |
| Net interest income | 7,474,000 | 14,765,000 | 21,822,000 | 29,042,000 |
| Noninterest income | 4,049,000 | 7,661,000 | 11,685,000 | 15,589,000 |
| Noninterest expense | 7,802,000 | 15,042,000 | 22,430,000 | 29,786,000 |
| Provision for loan losses | 1,150,000 | 3,800,000 | 6,200,000 | 8,600,000 |
| Pretax income | 2,571,000 | 3,594,000 | 4,887,000 | 6,259,000 |
| Income tax | 663,000 | 885,000 | 1,184,000 | 1,503,000 |
| Net income | 1,908,000 | 2,709,000 | 3,703,000 | 4,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,953,000 | 111,761,000 | 112,760,000 | 113,822,000 |
| Total capital | 120,528,000 | 120,986,000 | 121,695,000 | 122,692,000 |
| Risk-weighted assets | 764,564,000 | 733,887,000 | 708,443,000 | 701,409,000 |