Call reports 2019
MOUNTAINONE BANK — 2019
What MOUNTAINONE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 876,504,000 | 893,637,000 | 898,895,000 | 892,690,000 |
| Total loans | 706,059,000 | 713,142,000 | 717,916,000 | 708,398,000 |
| Allowance for loan losses | 9,947,000 | 9,948,000 | 9,905,000 | 9,648,000 |
| Securities available for sale | 99,161,000 | 98,983,000 | 96,466,000 | 96,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 656,810,000 | 652,830,000 | 646,133,000 | 661,625,000 |
| Interest-bearing deposits | 545,713,000 | 544,123,000 | 538,808,000 | 554,125,000 |
| Noninterest-bearing deposits | 111,097,000 | 108,707,000 | 107,325,000 | 107,500,000 |
| Equity capital | 106,092,000 | 108,451,000 | 110,981,000 | 112,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,966,000 | 20,017,000 | 30,258,000 | 40,215,000 |
| Interest expense | 2,528,000 | 5,235,000 | 7,998,000 | 10,526,000 |
| Net interest income | 7,438,000 | 14,782,000 | 22,260,000 | 29,689,000 |
| Noninterest income | 3,367,000 | 6,244,000 | 9,805,000 | 13,029,000 |
| Noninterest expense | 7,744,000 | 15,599,000 | 23,130,000 | 30,407,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,600,000 |
| Pretax income | 2,915,000 | 5,141,000 | 8,505,000 | 10,751,000 |
| Income tax | 762,000 | 1,329,000 | 2,213,000 | 2,788,000 |
| Net income | 2,153,000 | 3,812,000 | 6,292,000 | 7,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,206,000 | 104,872,000 | 107,358,000 | 109,035,000 |
| Total capital | 112,701,000 | 114,403,000 | 116,982,000 | 118,519,000 |
| Risk-weighted assets | 758,885,000 | 761,753,000 | 769,360,000 | 758,329,000 |