Call reports 2018
MOUNTAINONE BANK — 2018
What MOUNTAINONE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 878,461,000 | 891,399,000 | 881,479,000 | 889,548,000 |
| Total loans | 712,861,000 | 718,904,000 | 707,030,000 | 713,847,000 |
| Allowance for loan losses | 9,060,000 | 9,611,000 | 9,635,000 | 9,889,000 |
| Securities available for sale | 97,456,000 | 97,162,000 | 95,702,000 | 97,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 656,737,000 | 656,832,000 | 657,417,000 | 668,853,000 |
| Interest-bearing deposits | 532,656,000 | 538,938,000 | 541,878,000 | 550,608,000 |
| Noninterest-bearing deposits | 124,081,000 | 117,894,000 | 115,539,000 | 118,245,000 |
| Equity capital | 97,818,000 | 99,509,000 | 100,909,000 | 103,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,285,000 | 18,588,000 | 28,134,000 | 37,961,000 |
| Interest expense | 1,803,000 | 3,863,000 | 6,194,000 | 8,695,000 |
| Net interest income | 7,482,000 | 14,725,000 | 21,940,000 | 29,266,000 |
| Noninterest income | 3,383,000 | 6,875,000 | 10,048,000 | 12,961,000 |
| Noninterest expense | 8,224,000 | 16,022,000 | 23,613,000 | 31,148,000 |
| Provision for loan losses | 150,000 | 650,000 | 1,150,000 | 1,600,000 |
| Pretax income | 2,491,000 | 4,926,000 | 7,231,000 | 9,470,000 |
| Income tax | 645,000 | 1,269,000 | 1,857,000 | 2,427,000 |
| Net income | 1,846,000 | 3,657,000 | 5,374,000 | 7,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,828,000 | 97,647,000 | 99,370,000 | 101,045,000 |
| Total capital | 105,176,000 | 107,207,000 | 108,746,000 | 110,666,000 |
| Risk-weighted assets | 760,044,000 | 764,526,000 | 749,522,000 | 769,123,000 |