Call reports 2017
MOUNTAINONE BANK — 2017
What MOUNTAINONE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 849,974,000 | 873,879,000 | 871,339,000 | 907,775,000 |
| Total loans | 678,410,000 | 709,329,000 | 706,278,000 | 744,269,000 |
| Allowance for loan losses | 8,625,000 | 8,764,000 | 8,963,000 | 9,124,000 |
| Securities available for sale | 93,907,000 | 93,756,000 | 92,531,000 | 91,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,751,000 | 645,713,000 | 633,430,000 | 637,649,000 |
| Interest-bearing deposits | 528,800,000 | 526,414,000 | 517,451,000 | 511,086,000 |
| Noninterest-bearing deposits | 116,951,000 | 119,298,000 | 115,978,000 | 126,564,000 |
| Equity capital | 92,002,000 | 93,672,000 | 96,581,000 | 96,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,620,000 | 15,879,000 | 24,275,000 | 32,961,000 |
| Interest expense | 1,744,000 | 3,510,000 | 5,115,000 | 6,799,000 |
| Net interest income | 5,876,000 | 12,369,000 | 19,160,000 | 26,162,000 |
| Noninterest income | 2,967,000 | 6,535,000 | 12,850,000 | 16,111,000 |
| Noninterest expense | 7,273,000 | 14,755,000 | 22,529,000 | 30,291,000 |
| Provision for loan losses | 150,000 | 300,000 | 1,050,000 | 2,000,000 |
| Pretax income | 1,464,000 | 3,892,000 | 8,475,000 | 10,703,000 |
| Income tax | 511,000 | 1,408,000 | 3,159,000 | 5,779,000 |
| Net income | 953,000 | 2,484,000 | 5,316,000 | 4,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,780,000 | 91,319,000 | 94,158,000 | 93,931,000 |
| Total capital | 98,664,000 | 100,357,000 | 103,338,000 | 103,363,000 |
| Risk-weighted assets | 710,331,000 | 726,599,000 | 732,600,000 | 783,385,000 |