Call reports 2016
MOUNTAINONE BANK — 2016
What MOUNTAINONE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 853,500,000 | 846,750,000 | 860,998,000 | 857,935,000 |
| Total loans | 690,369,000 | 680,693,000 | 697,174,000 | 690,561,000 |
| Allowance for loan losses | 8,964,000 | 8,847,000 | 8,281,000 | 8,573,000 |
| Securities available for sale | 88,338,000 | 87,192,000 | 87,351,000 | 91,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 627,542,000 | 627,961,000 | 635,725,000 | 644,665,000 |
| Interest-bearing deposits | 510,571,000 | 513,046,000 | 521,242,000 | 527,757,000 |
| Noninterest-bearing deposits | 116,971,000 | 114,915,000 | 114,483,000 | 116,908,000 |
| Equity capital | 88,256,000 | 89,505,000 | 90,374,000 | 90,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,618,000 | 15,299,000 | 23,254,000 | 30,968,000 |
| Interest expense | 1,774,000 | 3,480,000 | 5,223,000 | 6,988,000 |
| Net interest income | 5,844,000 | 11,819,000 | 18,031,000 | 23,980,000 |
| Noninterest income | 2,757,000 | 6,109,000 | 9,518,000 | 12,812,000 |
| Noninterest expense | 7,232,000 | 14,583,000 | 22,368,000 | 29,689,000 |
| Provision for loan losses | 150,000 | 300,000 | 700,000 | 1,000,000 |
| Pretax income | 1,219,000 | 3,047,000 | 4,492,000 | 6,114,000 |
| Income tax | 417,000 | 1,076,000 | 1,582,000 | 2,170,000 |
| Net income | 802,000 | 1,971,000 | 2,910,000 | 3,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,880,000 | 87,055,000 | 88,001,000 | 88,820,000 |
| Total capital | 94,774,000 | 95,762,000 | 96,500,000 | 97,655,000 |
| Risk-weighted assets | 710,546,000 | 695,194,000 | 715,284,000 | 717,325,000 |