Call reports 2015
MOUNTAINONE BANK — 2015
What MOUNTAINONE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 819,809,000 | 826,758,000 | 834,155,000 | 843,988,000 |
| Total loans | 647,739,000 | 665,209,000 | 677,701,000 | 687,574,000 |
| Allowance for loan losses | 8,134,000 | 8,194,000 | 8,267,000 | 9,019,000 |
| Securities available for sale | 90,031,000 | 89,475,000 | 84,540,000 | 86,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 565,188,000 | 576,977,000 | 606,619,000 | 624,918,000 |
| Interest-bearing deposits | 455,740,000 | 468,163,000 | 494,898,000 | 515,279,000 |
| Noninterest-bearing deposits | 109,448,000 | 108,814,000 | 111,721,000 | 109,639,000 |
| Equity capital | 84,820,000 | 86,090,000 | 87,145,000 | 87,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,129,000 | 14,471,000 | 21,958,000 | 29,500,000 |
| Interest expense | 1,591,000 | 3,192,000 | 4,902,000 | 6,673,000 |
| Net interest income | 5,538,000 | 11,279,000 | 17,056,000 | 22,827,000 |
| Noninterest income | 2,911,000 | 6,577,000 | 9,713,000 | 12,296,000 |
| Noninterest expense | 7,011,000 | 14,129,000 | 21,130,000 | 28,071,000 |
| Provision for loan losses | 150,000 | 300,000 | 550,000 | 1,600,000 |
| Pretax income | 1,574,000 | 3,713,000 | 5,414,000 | 5,778,000 |
| Income tax | 552,000 | 1,333,000 | 1,944,000 | 1,930,000 |
| Net income | 1,022,000 | 2,380,000 | 3,470,000 | 3,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,930,000 | 81,293,000 | 82,389,000 | 85,188,000 |
| Total capital | 88,106,000 | 89,535,000 | 90,698,000 | 93,892,000 |
| Risk-weighted assets | 668,321,000 | 686,137,000 | 688,966,000 | 694,491,000 |