Call reports 2014
MOUNTAINONE BANK — 2014
What MOUNTAINONE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 774,814,000 | 793,818,000 | 800,229,000 | 809,930,000 |
| Total loans | 589,689,000 | 616,231,000 | 632,041,000 | 636,673,000 |
| Allowance for loan losses | 7,954,000 | 8,054,000 | 8,371,000 | 8,024,000 |
| Securities available for sale | 107,897,000 | 99,868,000 | 95,248,000 | 93,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 557,427,000 | 573,877,000 | 567,918,000 | 572,876,000 |
| Interest-bearing deposits | 438,691,000 | 445,597,000 | 478,744,000 | 486,298,000 |
| Noninterest-bearing deposits | 118,736,000 | 128,280,000 | 89,174,000 | 86,578,000 |
| Equity capital | 80,389,000 | 81,764,000 | 82,701,000 | 83,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,705,000 | 13,648,000 | 20,735,000 | 27,870,000 |
| Interest expense | 1,782,000 | 3,630,000 | 5,413,000 | 7,034,000 |
| Net interest income | 4,923,000 | 10,018,000 | 15,322,000 | 20,836,000 |
| Noninterest income | 2,946,000 | 6,430,000 | 9,652,000 | 12,776,000 |
| Noninterest expense | 6,835,000 | 13,949,000 | 20,817,000 | 27,508,000 |
| Provision for loan losses | 250,000 | 800,000 | 950,000 | 1,300,000 |
| Pretax income | 785,000 | 1,697,000 | 2,738,000 | 4,334,000 |
| Income tax | 244,000 | 570,000 | 949,000 | 1,871,000 |
| Net income | 541,000 | 1,127,000 | 1,789,000 | 2,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,303,000 | 74,326,000 | 75,228,000 | 74,841,000 |
| Total capital | 80,814,000 | 81,991,000 | 83,125,000 | 82,697,000 |
| Risk-weighted assets | 599,342,000 | 611,968,000 | 630,194,000 | 627,056,000 |