Call reports 2013
MOUNTAINONE BANK — 2013
What MOUNTAINONE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 494,757,000 | 494,427,000 | 762,521,000 | 772,566,000 |
| Total loans | 322,811,000 | 332,773,000 | 575,285,000 | 582,933,000 |
| Allowance for loan losses | 4,392,000 | 4,356,000 | 7,976,000 | 7,919,000 |
| Securities available for sale | 113,637,000 | 103,560,000 | 111,416,000 | 107,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,577,000 | 341,044,000 | 551,191,000 | 544,526,000 |
| Interest-bearing deposits | 277,460,000 | 274,507,000 | 430,792,000 | 430,336,000 |
| Noninterest-bearing deposits | 66,117,000 | 66,537,000 | 120,399,000 | 114,190,000 |
| Equity capital | 59,448,000 | 58,028,000 | 79,068,000 | 78,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,938,000 | 7,975,000 | 20,190,000 | 26,976,000 |
| Interest expense | 1,304,000 | 2,534,000 | 5,528,000 | 7,309,000 |
| Net interest income | 2,634,000 | 5,441,000 | 14,662,000 | 19,667,000 |
| Noninterest income | 2,703,000 | 5,308,000 | 10,013,000 | 12,831,000 |
| Noninterest expense | 5,266,000 | 10,196,000 | 21,192,000 | 27,855,000 |
| Provision for loan losses | 75,000 | 152,000 | 852,000 | 1,153,000 |
| Pretax income | -4,000 | 406,000 | 2,667,000 | 3,526,000 |
| Income tax | -52,000 | 58,000 | 849,000 | 1,123,000 |
| Net income | 48,000 | 348,000 | 1,818,000 | 2,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,790,000 | 51,295,000 | 72,514,000 | 72,248,000 |
| Total capital | 55,182,000 | 55,651,000 | 79,937,000 | 79,760,000 |
| Risk-weighted assets | 359,427,000 | 362,263,000 | 592,930,000 | 599,585,000 |