Call reports 2012
MOUNTAINONE BANK — 2012
What MOUNTAINONE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 350,692,000 | 576,863,000 | 538,690,000 | 488,715,000 |
| Total loans | 200,147,000 | 331,103,000 | 332,420,000 | 313,921,000 |
| Allowance for loan losses | 3,393,000 | 4,094,000 | 5,265,000 | 4,304,000 |
| Securities available for sale | 103,207,000 | 176,461,000 | 141,697,000 | 108,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,447,000 | 372,019,000 | 359,965,000 | 354,972,000 |
| Interest-bearing deposits | 199,046,000 | 306,041,000 | 296,019,000 | 293,136,000 |
| Noninterest-bearing deposits | 26,401,000 | 65,978,000 | 63,946,000 | 61,836,000 |
| Equity capital | 42,095,000 | 58,312,000 | 58,832,000 | 59,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,039,000 | 9,226,000 | 13,709,000 | 17,910,000 |
| Interest expense | 1,007,000 | 3,307,000 | 4,915,000 | 6,299,000 |
| Net interest income | 2,032,000 | 5,919,000 | 8,794,000 | 11,611,000 |
| Noninterest income | 2,219,000 | 5,011,000 | 7,932,000 | 10,896,000 |
| Noninterest expense | 3,857,000 | 10,379,000 | 16,053,000 | 20,797,000 |
| Provision for loan losses | 46,000 | 149,000 | 186,000 | 279,000 |
| Pretax income | 851,000 | 1,470,000 | 2,063,000 | 2,484,000 |
| Income tax | 276,000 | 437,000 | 1,198,000 | 1,017,000 |
| Net income | 575,000 | 1,033,000 | 865,000 | 1,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,968,000 | 48,047,000 | 48,438,000 | 50,326,000 |
| Total capital | 38,344,000 | 52,141,000 | 53,455,000 | 54,630,000 |
| Risk-weighted assets | 268,347,000 | 424,176,000 | 401,107,000 | 357,536,000 |