Call reports 2011
MOUNTAINONE BANK — 2011
What MOUNTAINONE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 350,097,000 | 355,527,000 | 344,453,000 | 349,114,000 |
| Total loans | 185,056,000 | 191,096,000 | 198,970,000 | 196,625,000 |
| Allowance for loan losses | 3,288,000 | 3,317,000 | 3,310,000 | 3,444,000 |
| Securities available for sale | 118,525,000 | 117,347,000 | 97,150,000 | 103,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,401,000 | 214,978,000 | 225,429,000 | 225,127,000 |
| Interest-bearing deposits | 184,126,000 | 193,187,000 | 213,567,000 | 210,090,000 |
| Noninterest-bearing deposits | 21,275,000 | 21,791,000 | 11,862,000 | 15,037,000 |
| Equity capital | 42,347,000 | 43,427,000 | 43,649,000 | 41,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,154,000 | 6,506,000 | 9,714,000 | 12,669,000 |
| Interest expense | 1,010,000 | 2,038,000 | 3,116,000 | 4,167,000 |
| Net interest income | 2,144,000 | 4,468,000 | 6,598,000 | 8,502,000 |
| Noninterest income | 1,969,000 | 4,546,000 | 6,999,000 | 9,221,000 |
| Noninterest expense | 3,726,000 | 7,344,000 | 10,876,000 | 14,823,000 |
| Provision for loan losses | 31,000 | 61,000 | 74,000 | 3,975,000 |
| Pretax income | 501,000 | 1,529,000 | 2,306,000 | -2,143,000 |
| Income tax | 124,000 | 475,000 | 844,000 | -965,000 |
| Net income | 377,000 | 1,054,000 | 1,462,000 | -1,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,928,000 | 38,720,000 | 39,537,000 | 35,456,000 |
| Total capital | 41,133,000 | 42,136,000 | 42,854,000 | 38,874,000 |
| Risk-weighted assets | 255,657,000 | 267,489,000 | 274,222,000 | 273,077,000 |