Call reports 2010
MOUNTAINONE BANK — 2010
What MOUNTAINONE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 354,876,000 | 350,916,000 | 348,848,000 | 339,691,000 |
| Total loans | 174,472,000 | 173,535,000 | 172,081,000 | 178,987,000 |
| Allowance for loan losses | 3,584,000 | 3,608,000 | 3,606,000 | 3,330,000 |
| Securities available for sale | 129,698,000 | 128,070,000 | 112,559,000 | 111,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,495,000 | 217,021,000 | 218,041,000 | 209,542,000 |
| Interest-bearing deposits | 193,444,000 | 193,748,000 | 194,796,000 | 187,956,000 |
| Noninterest-bearing deposits | 20,051,000 | 23,273,000 | 23,245,000 | 21,586,000 |
| Equity capital | 41,476,000 | 42,118,000 | 42,988,000 | 41,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,557,000 | 6,971,000 | 10,256,000 | 13,357,000 |
| Interest expense | 1,607,000 | 3,216,000 | 4,752,000 | 6,080,000 |
| Net interest income | 1,950,000 | 3,755,000 | 5,504,000 | 7,277,000 |
| Noninterest income | 1,967,000 | 3,970,000 | 6,238,000 | 8,129,000 |
| Noninterest expense | 3,388,000 | 6,766,000 | 10,260,000 | 13,674,000 |
| Provision for loan losses | 153,000 | 303,000 | 306,000 | 244,000 |
| Pretax income | 530,000 | 876,000 | 823,000 | 649,000 |
| Income tax | 136,000 | 186,000 | 90,000 | -64,000 |
| Net income | 394,000 | 690,000 | 733,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,682,000 | 37,724,000 | 37,653,000 | 36,480,000 |
| Total capital | 40,331,000 | 40,424,000 | 40,549,000 | 39,508,000 |
| Risk-weighted assets | 241,613,000 | 242,132,000 | 240,599,000 | 247,264,000 |