Call reports 2009
MOUNTAINONE BANK — 2009
What MOUNTAINONE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 347,239,000 | 352,354,000 | 350,349,000 | 364,271,000 |
| Total loans | 162,377,000 | 163,916,000 | 166,887,000 | 179,582,000 |
| Allowance for loan losses | 2,057,000 | 2,079,000 | 2,600,000 | 3,514,000 |
| Securities available for sale | 112,666,000 | 140,856,000 | 134,051,000 | 136,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,882,000 | 208,674,000 | 191,649,000 | 198,938,000 |
| Interest-bearing deposits | 201,091,000 | 202,790,000 | 185,202,000 | 180,961,000 |
| Noninterest-bearing deposits | 4,791,000 | 5,884,000 | 6,447,000 | 17,977,000 |
| Equity capital | 39,574,000 | 40,114,000 | 41,025,000 | 40,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,691,000 | 7,173,000 | 10,899,000 | 14,486,000 |
| Interest expense | 2,401,000 | 4,646,000 | 6,626,000 | 8,355,000 |
| Net interest income | 1,290,000 | 2,527,000 | 4,273,000 | 6,131,000 |
| Noninterest income | 2,237,000 | 4,157,000 | 6,132,000 | 7,821,000 |
| Noninterest expense | 3,477,000 | 6,713,000 | 10,001,000 | 13,199,000 |
| Provision for loan losses | 30,000 | 60,000 | 581,000 | 1,588,000 |
| Pretax income | 270,000 | 317,000 | 502,000 | -165,000 |
| Income tax | 40,000 | -12,000 | 34,000 | -420,000 |
| Net income | 230,000 | 329,000 | 468,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,796,000 | 40,847,000 | 41,058,000 | 37,298,000 |
| Total capital | 42,853,000 | 42,926,000 | 43,552,000 | 40,140,000 |
| Risk-weighted assets | 199,519,000 | 203,548,000 | 210,839,000 | 244,191,000 |