Call reports 2006
MOUNTAINONE BANK — 2006
What MOUNTAINONE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 369,924,000 | 383,365,000 | 386,506,000 | 387,666,000 |
| Total loans | 145,728,000 | 154,435,000 | 159,840,000 | 157,218,000 |
| Allowance for loan losses | 2,280,000 | 2,268,000 | 2,258,000 | 2,256,000 |
| Securities available for sale | 182,308,000 | 186,403,000 | 182,406,000 | 187,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,829,000 | 191,334,000 | 204,066,000 | 206,444,000 |
| Interest-bearing deposits | 184,723,000 | 176,015,000 | 188,281,000 | 190,284,000 |
| Noninterest-bearing deposits | 13,106,000 | 15,319,000 | 15,785,000 | 16,160,000 |
| Equity capital | 41,422,000 | 40,357,000 | 42,790,000 | 42,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,467,000 | 9,191,000 | 14,085,000 | 18,991,000 |
| Interest expense | 2,643,000 | 5,700,000 | 9,012,000 | 12,404,000 |
| Net interest income | 1,824,000 | 3,491,000 | 5,073,000 | 6,587,000 |
| Noninterest income | 2,591,000 | 4,448,000 | 6,543,000 | 8,578,000 |
| Noninterest expense | 3,220,000 | 6,554,000 | 9,568,000 | 13,025,000 |
| Provision for loan losses | 2,000 | 5,000 | 8,000 | 12,000 |
| Pretax income | 1,189,000 | 1,367,000 | 2,018,000 | 2,153,000 |
| Income tax | 365,000 | 291,000 | 401,000 | 314,000 |
| Net income | 824,000 | 1,076,000 | 1,617,000 | 1,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,554,000 | 41,625,000 | 41,981,000 | 41,910,000 |
| Total capital | 43,972,000 | 44,114,000 | 44,484,000 | 44,452,000 |
| Risk-weighted assets | 195,264,000 | 198,059,000 | 198,679,000 | 203,485,000 |