Call reports 2002
MOUNTAINONE BANK — 2002
What MOUNTAINONE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 279,116,000 | 279,781,000 | 285,691,000 | 285,033,000 |
| Total loans | 158,778,000 | 158,601,000 | 158,860,000 | 154,303,000 |
| Allowance for loan losses | 1,573,000 | 1,553,000 | 1,515,000 | 1,770,000 |
| Securities available for sale | 67,890,000 | 67,263,000 | 72,467,000 | 75,448,000 |
| Securities held to maturity | 16,618,000 | 16,720,000 | 15,808,000 | 15,957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,164,000 | 204,494,000 | 208,958,000 | 208,814,000 |
| Interest-bearing deposits | 195,962,000 | 196,919,000 | 200,177,000 | 201,542,000 |
| Noninterest-bearing deposits | 8,202,000 | 7,575,000 | 8,781,000 | 7,272,000 |
| Equity capital | 38,864,000 | 39,107,000 | 39,680,000 | 39,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,976,000 | 7,982,000 | 12,016,000 | 15,890,000 |
| Interest expense | 2,438,000 | 4,803,000 | 7,130,000 | 9,311,000 |
| Net interest income | 1,538,000 | 3,179,000 | 4,886,000 | 6,579,000 |
| Noninterest income | 1,537,000 | 2,930,000 | 4,257,000 | 5,412,000 |
| Noninterest expense | 2,370,000 | 4,706,000 | 7,064,000 | 9,691,000 |
| Provision for loan losses | 40,000 | 120,000 | 180,000 | 540,000 |
| Pretax income | 923,000 | 1,541,000 | 2,168,000 | 2,012,000 |
| Income tax | 291,000 | 454,000 | 629,000 | 449,000 |
| Net income | 632,000 | 1,087,000 | 1,539,000 | 1,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,720,000 | 35,418,000 | 35,583,000 | 35,879,000 |
| Total capital | 37,303,000 | 36,971,000 | 37,098,000 | 37,649,000 |
| Risk-weighted assets | 175,785,000 | 171,806,000 | 177,706,000 | 181,260,000 |