Call reports 2001
MOUNTAINONE BANK — 2001
What MOUNTAINONE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 258,835,000 | 259,562,000 | 262,537,000 | 270,096,000 |
| Total loans | 150,268,000 | 150,754,000 | 154,769,000 | 156,885,000 |
| Allowance for loan losses | 1,584,000 | 1,548,000 | 1,516,000 | 1,531,000 |
| Securities available for sale | 55,805,000 | 56,497,000 | 58,484,000 | 63,264,000 |
| Securities held to maturity | 16,802,000 | 15,566,000 | 15,600,000 | 15,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,839,000 | 181,490,000 | 183,701,000 | 194,813,000 |
| Interest-bearing deposits | 173,050,000 | 175,210,000 | 176,217,000 | 188,317,000 |
| Noninterest-bearing deposits | 7,789,000 | 6,280,000 | 7,484,000 | 6,496,000 |
| Equity capital | 37,738,000 | 38,037,000 | 38,877,000 | 38,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,055,000 | 8,147,000 | 12,277,000 | 16,490,000 |
| Interest expense | 2,631,000 | 5,264,000 | 7,863,000 | 10,429,000 |
| Net interest income | 1,424,000 | 2,883,000 | 4,414,000 | 6,061,000 |
| Noninterest income | 1,585,000 | 2,839,000 | 4,065,000 | 5,163,000 |
| Noninterest expense | 2,152,000 | 4,346,000 | 6,547,000 | 8,988,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,071,000 | 1,593,000 | 2,115,000 | 2,374,000 |
| Income tax | 369,000 | 523,000 | 644,000 | 663,000 |
| Net income | 702,000 | 1,070,000 | 1,471,000 | 1,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,276,000 | 35,689,000 | 36,138,000 | 36,438,000 |
| Total capital | 37,000,000 | 37,381,000 | 37,715,000 | 38,121,000 |
| Risk-weighted assets | 171,419,000 | 172,450,000 | 173,915,000 | 178,073,000 |