Call reports 2008
FIRST NATIONAL BANK OF MONTGOMERY — 2008
What FIRST NATIONAL BANK OF MONTGOMERY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 57,811,000 | 65,740,000 |
| Total loans | 41,073,000 | 37,730,000 |
| Allowance for loan losses | 375,000 | 676,000 |
| Securities available for sale | 6,054,000 | 12,611,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 49,958,000 | 48,899,000 |
| Interest-bearing deposits | 42,487,000 | 41,328,000 |
| Noninterest-bearing deposits | 7,471,000 | 7,571,000 |
| Equity capital | 7,127,000 | 16,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 824,000 | 754,000 |
| Interest expense | 347,000 | 205,000 |
| Net interest income | 477,000 | 549,000 |
| Noninterest income | 59,000 | 1,326,000 |
| Noninterest expense | 566,000 | 565,000 |
| Provision for loan losses | 100,000 | 0 |
| Pretax income | -130,000 | 1,310,000 |
| Income tax | 0 | 0 |
| Net income | -130,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 6,980,000 | 7,590,000 |
| Total capital | 7,355,000 | 8,023,000 |
| Risk-weighted assets | 39,434,000 | 34,428,000 |