Call reports 2006
FIRST NATIONAL BANK OF MONTGOMERY — 2006
What FIRST NATIONAL BANK OF MONTGOMERY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 60,322,000 | 58,511,000 | 62,510,000 | 63,353,000 |
| Total loans | 42,305,000 | 44,282,000 | 45,184,000 | 44,533,000 |
| Allowance for loan losses | 622,000 | 613,000 | 611,000 | 627,000 |
| Securities available for sale | 9,101,000 | 8,464,000 | 8,038,000 | 7,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,261,000 | 51,313,000 | 54,899,000 | 55,716,000 |
| Interest-bearing deposits | 46,102,000 | 44,600,000 | 47,119,000 | 48,271,000 |
| Noninterest-bearing deposits | 7,159,000 | 6,714,000 | 7,780,000 | 7,445,000 |
| Equity capital | 6,583,000 | 6,678,000 | 6,907,000 | 6,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,747,000 | 2,696,000 | 3,648,000 |
| Interest expense | 289,000 | 616,000 | 996,000 | 1,389,000 |
| Net interest income | 569,000 | 1,131,000 | 1,700,000 | 2,259,000 |
| Noninterest income | 73,000 | 140,000 | 211,000 | 276,000 |
| Noninterest expense | 480,000 | 888,000 | 1,325,000 | 1,848,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 308,000 | 511,000 | 618,000 |
| Income tax | 0 | 1,000 | 0 | 0 |
| Net income | 162,000 | 307,000 | 511,000 | 618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,794,000 | 6,874,000 | 7,019,000 | 6,999,000 |
| Total capital | 7,314,000 | 7,406,000 | 7,569,000 | 7,544,000 |
| Risk-weighted assets | 41,527,000 | 42,442,000 | 43,949,000 | 43,535,000 |