Call reports 2001
FIRST NATIONAL BANK OF MONTGOMERY — 2001
What FIRST NATIONAL BANK OF MONTGOMERY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,903,000 | 54,417,000 | 55,880,000 | 55,324,000 |
| Total loans | 35,747,000 | 37,934,000 | 39,127,000 | 38,910,000 |
| Allowance for loan losses | 354,000 | 483,000 | 484,000 | 504,000 |
| Securities available for sale | 12,418,000 | 12,082,000 | 11,610,000 | 11,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,143,000 | 47,397,000 | 49,067,000 | 48,872,000 |
| Interest-bearing deposits | 41,515,000 | 42,036,000 | 43,334,000 | 42,952,000 |
| Noninterest-bearing deposits | 5,628,000 | 5,361,000 | 5,733,000 | 5,920,000 |
| Equity capital | 6,051,000 | 6,107,000 | 5,897,000 | 5,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,040,000 | 3,070,000 | 4,068,000 |
| Interest expense | 522,000 | 1,029,000 | 1,510,000 | 1,922,000 |
| Net interest income | 494,000 | 1,011,000 | 1,560,000 | 2,146,000 |
| Noninterest income | 84,000 | 169,000 | 234,000 | 296,000 |
| Noninterest expense | 382,000 | 766,000 | 1,121,000 | 1,492,000 |
| Provision for loan losses | 35,000 | 175,000 | 725,000 | 845,000 |
| Pretax income | 161,000 | 239,000 | -52,000 | 105,000 |
| Income tax | 16,000 | 20,000 | 20,000 | 21,000 |
| Net income | 145,000 | 219,000 | -72,000 | 84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,864,000 | 5,880,000 | 5,560,000 | 5,682,000 |
| Total capital | 6,218,000 | 6,331,000 | 6,022,000 | 6,138,000 |
| Risk-weighted assets | 34,230,000 | 36,063,000 | 36,958,000 | 36,395,000 |