Call reports 2021
PIONEER BANK, SSB — 2021
What PIONEER BANK, SSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,778,003,000 | 1,631,256,000 | 1,591,422,000 | 1,578,928,000 |
| Total loans | 1,097,073,000 | 1,077,093,000 | 995,232,000 | 882,709,000 |
| Allowance for loan losses | 10,322,000 | 9,473,000 | 9,256,000 | 7,799,000 |
| Securities available for sale | 443,935,000 | 175,514,000 | 172,837,000 | 180,144,000 |
| Securities held to maturity | 605,000 | 605,000 | 540,000 | 540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,295,005,000 | 1,295,019,000 | 1,252,022,000 | 1,236,575,000 |
| Interest-bearing deposits | 979,921,000 | 971,108,000 | 933,597,000 | 901,600,000 |
| Noninterest-bearing deposits | 315,084,000 | 323,911,000 | 318,425,000 | 334,975,000 |
| Equity capital | 161,769,000 | 168,525,000 | 172,590,000 | 175,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,269,000 | 28,500,000 | 42,017,000 | 53,607,000 |
| Interest expense | 2,594,000 | 5,023,000 | 7,218,000 | 9,161,000 |
| Net interest income | 11,675,000 | 23,477,000 | 34,799,000 | 44,446,000 |
| Noninterest income | 1,379,000 | 2,595,000 | 3,765,000 | 4,707,000 |
| Noninterest expense | 8,987,000 | 18,805,000 | 27,839,000 | 35,765,000 |
| Provision for loan losses | 0 | -820,000 | -1,130,000 | -2,650,000 |
| Pretax income | 4,270,000 | 8,111,000 | 11,895,000 | 16,081,000 |
| Income tax | 889,000 | 1,696,000 | 2,490,000 | 3,761,000 |
| Net income | 3,381,000 | 6,415,000 | 9,405,000 | 12,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,197,000 | 158,250,000 | 162,234,000 | 166,191,000 |
| Total capital | 164,519,000 | 167,723,000 | 171,490,000 | 173,990,000 |
| Risk-weighted assets | 1,235,075,000 | 1,201,142,000 | 1,143,158,000 | 1,050,159,000 |