Call reports 2020
PIONEER BANK, SSB — 2020
What PIONEER BANK, SSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,756,669,000 | 1,819,747,000 | 1,834,135,000 | 1,751,028,000 |
| Total loans | 1,036,509,000 | 1,135,141,000 | 1,142,843,000 | 1,084,560,000 |
| Allowance for loan losses | 9,777,000 | 10,659,000 | 11,391,000 | 10,298,000 |
| Securities available for sale | 328,890,000 | 304,993,000 | 313,755,000 | 324,580,000 |
| Securities held to maturity | 670,000 | 670,000 | 605,000 | 605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,189,858,000 | 1,310,339,000 | 1,328,156,000 | 1,292,630,000 |
| Interest-bearing deposits | 984,864,000 | 1,026,231,000 | 1,038,302,000 | 1,005,153,000 |
| Noninterest-bearing deposits | 204,994,000 | 284,108,000 | 289,854,000 | 287,477,000 |
| Equity capital | 157,844,000 | 162,778,000 | 164,268,000 | 167,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 16,112,000 | 30,987,000 | 45,516,000 | 60,147,000 |
| Interest expense | 5,318,000 | 9,821,000 | 13,683,000 | 17,031,000 |
| Net interest income | 10,794,000 | 21,166,000 | 31,833,000 | 43,116,000 |
| Noninterest income | 1,427,000 | 2,827,000 | 4,219,000 | 5,602,000 |
| Noninterest expense | 8,927,000 | 17,348,000 | 26,891,000 | 36,529,000 |
| Provision for loan losses | 2,400,000 | 3,290,000 | 4,190,000 | 4,440,000 |
| Pretax income | 1,299,000 | 4,973,000 | 8,477,000 | 13,953,000 |
| Income tax | 262,000 | 1,021,000 | 1,746,000 | 2,891,000 |
| Net income | 1,037,000 | 3,952,000 | 6,731,000 | 11,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,552,000 | 139,586,000 | 143,413,000 | 149,223,000 |
| Total capital | 145,329,000 | 150,245,000 | 154,804,000 | 159,521,000 |
| Risk-weighted assets | 1,234,973,000 | 1,214,565,000 | 1,239,988,000 | 1,231,969,000 |