Call reports 2019
PIONEER BANK, SSB — 2019
What PIONEER BANK, SSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,576,735,000 | 1,632,715,000 | 1,687,303,000 | 1,691,100,000 |
| Total loans | 988,572,000 | 986,421,000 | 994,923,000 | 995,820,000 |
| Allowance for loan losses | 7,960,000 | 8,360,000 | 8,107,000 | 8,249,000 |
| Securities available for sale | 247,139,000 | 287,661,000 | 292,697,000 | 312,248,000 |
| Securities held to maturity | 730,000 | 730,000 | 670,000 | 670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,011,133,000 | 1,070,833,000 | 1,078,193,000 | 1,075,618,000 |
| Interest-bearing deposits | 822,236,000 | 867,982,000 | 878,965,000 | 866,174,000 |
| Noninterest-bearing deposits | 188,897,000 | 202,851,000 | 199,228,000 | 209,444,000 |
| Equity capital | 142,522,000 | 146,803,000 | 150,389,000 | 154,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 16,196,000 | 32,968,000 | 49,937,000 | 66,242,000 |
| Interest expense | 5,481,000 | 11,610,000 | 17,888,000 | 23,621,000 |
| Net interest income | 10,715,000 | 21,358,000 | 32,049,000 | 42,621,000 |
| Noninterest income | 1,437,000 | 3,278,000 | 5,260,000 | 6,901,000 |
| Noninterest expense | 8,977,000 | 18,368,000 | 27,381,000 | 36,116,000 |
| Provision for loan losses | 642,000 | 1,065,000 | 1,185,000 | 1,422,000 |
| Pretax income | 2,536,000 | 5,482,000 | 9,327,000 | 12,963,000 |
| Income tax | 512,000 | 1,114,000 | 1,913,000 | 2,667,000 |
| Net income | 2,024,000 | 4,368,000 | 7,414,000 | 10,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,463,000 | 124,727,000 | 128,893,000 | 133,941,000 |
| Total capital | 129,423,000 | 133,087,000 | 137,000,000 | 142,190,000 |
| Risk-weighted assets | 1,120,299,000 | 1,161,962,000 | 1,174,470,000 | 1,188,718,000 |